BFC Capital Trust II 7.20% Cumulative Trust Preferred Securities represents preferred undivided beneficial interests in a Delaware statutory trust established by BancFirst Corporation, headquartered in Oklahoma City, Oklahoma. These cumulative trust preferred securities provide investors with fixed quarterly distributions of 7.20% per annum on a liquidation amount of $25 per security. The trust's assets consist solely of junior subordinated debentures issued by BancFirst Corporation, with distributions paid quarterly on January 15th, April 15th, July 15th, and October 15th. BancFirst Corporation provides a full and unconditional guarantee of payments on these securities. The securities are scheduled to mature and be redeemed on March 31, 2034, at which point holders will receive the $25 liquidation amount per security plus any accrued and unpaid distributions. This instrument serves as a hybrid capital security, combining characteristics of both debt and equity, and functions as part of BancFirst's capital structure to support its banking operations serving retail customers and small to medium-sized businesses.